Decommodification

Under de-commodification refers to the decoupling of social security from the labor market, or to reduce the market depending on the provider of work (self, false self, employees, free of charge workers and welfare recipients ). Decommodification firstly includes interventions in the labor market that will take the work the character of "goods" ( commodity ), on the sale itself establishes the material existence of the worker. On the other hand, a high Dekommodifizierungsgrad means a significant decoupling of the benefits of (former ) employment, as implemented for example in a pension scheme with tax-financed basic pension for all residents.

Elemental feature a decommodified pension is the fact that the assets trunk of a personal pension fund remains untouched when the asset owner in the course of his employment history or thereafter becomes insolvent.

In Germany such a general bankruptcy protection enjoy only to officials and employees. German self-employed only enjoy it, if they are legal or voluntary member of an occupational pension or work in the artists' social insurance, or if they save up a contract for a " Rürup " or receive benefits from it.

See also

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