Redlining

When redlining practice is referred to, not only more expensive or offer services to the inhabitants of a given area.

From Redlining primarily residential neighborhood of blacks and ethnic minorities in the United States were affected. The term was coined in the late 1960s by civil rights activists in Chicago. It refers to the practice to enclose areas of a map with a red line, which does not invest in a bank. The practice itself, however, is older and can be traced back to 1934. Due to the adopted in that year the National Housing Act, the Government identified areas for which no mortgages were awarded.

• Discrimination
• Credit check