SAVE-study

SAVE ( savings and pensions in Germany ) is a representative collection of data on the saving behavior of private households in Germany. The survey was first conducted in 2001.

Savings and pensions in Germany

About the Study

In order to research the savings behavior of German households have better results in the Munich (formerly: Mannheim) Centre for the Economics of Aging ( MEA), together with TNS Social Research, the SAVE survey since 2001. The survey was funded until 2010 by the German Research Foundation (DFG). Focus of the survey are saving behavior, retirement and savings in Germany. The SAVE study allows the exploration of economic, sociological and psychological contexts. Therefore, questions about income, assets, retirement plans and also to socio- demographic and psychological characteristics are provided. These include, for example, expectations, attitudes, and risk adjustment of the respondents. SAVE has been conducted annually since 2005. As every year, the same households are interviewed (panel ), changes in savings and investment behavior of households can be acquired over time. The now ninth Poll Survey for 2011 was conducted in collaboration with the Institute for Labour Market and Employment Research ( IAB), the Research Institute of the Federal Employment Agency, carried out. This cooperation allows periods of employment as well as information about contributions to social security to connect to the SAVE survey responses.

Sample size

After the initial survey in 2001 sampled in the years 2003, 2005 and 2006 by adding new households was expanded in the sample. Since 2006, the panel then reached a high stability. So could 2007 84 % of households are re-interviewed in 2006. In 2008 it was even 89 % in 2009 and 85 % from 2010 to 2011 were 81 % will be re-interviewed. Were still 55% of 2005 added Auffrischunsstichprobe in the record in 2010. Over the years, gives the following overview of the sample size:

Range of topics

SAVE With many topics can be studied. Specifically, the people participating are asked about the following topics:

  • Satisfaction with current living situation
  • Socio-demographic information
  • Social Environment (2005-2008)
  • Health (from 2005)
  • Qualitative and quantitative questions about the savings behavior
  • Financial Education (2007/2008, large section in 2009)
  • Consumer behavior (2003/2004)
  • Qualitative and quantitative questions about regular and extraordinary income
  • Retirement savings, retirement, pension entitlements (all years, partly altered composition )
  • Financial assets, pension assets, housing and real estate assets, business assets and other assets
  • Three pillars of retirement (legal, operational, private) with large modules for Riester pension in 2008/2010
  • Loans and Mortgages
  • Expectations, self-assessment, psychological and sociological determinants of saving behavior, preference characteristics
  • Financial crisis (2009/2010)
  • Interview situation

Use the SAVE data

The SAVE data from the CSA - asked Leibniz Institute for the Social Sciences interested researchers for non-commercial purposes. The complete anonymity is preserved.

Information on applying for the SAVE data can SAVE the website be removed. There the questionnaires for each year are available for download. Also, a " mini save" called data for the years 2005-2010 will be ordered by e -mail or fax directly from the MEA. This is due to the pre-aggregated data particularly suitable for teaching and serves to familiarize yourself with the comprehensive data set.

The use of administrative data associated with the record is subject to a number of data protection rules (see). After application approved by the Federal Ministry of Labour and Social Affairs (BMAS ) the Research Data Centre ( RDC ) includes the Federal Employment Agency ( BA) with the users / inside an agreement authorizing the use of the requested data rate as part of a guest stay.

Deutsche Forschungsgemeinschaft
710925
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