Zakład Ubezpieczeń Społecznych

Zakad Insurance Institution ( ZUS, German Social Insurance Institution) is the State Social Insurance in Poland with 45,600 employees, the contributions for social and health insurance of 15 million workers (as of August 2013) collects and pays benefits, such as pensions, occupational accident, sickness, maternity and death.

Social security contributions

• Pension: 19.52% ( of the gross wage ), of which 7.3% OFE
• Disability: 6%
• Disease: 2.45%
• Accident: 0.67 to 3.60 % on the basis of PKD or 1.8% for firms from nine employees

Forwarded Posts

• Health: 9% ( goes to the National Insurance Fund NFZ )
• Labour Fund: 2.45% ( goes to labor offices in district and province )
• Guaranteed fund employee benefits: 0.10% ( goes to FGŚP )

Level of contributions

Three examples of the amount of social security contributions in Poland PLN. For farmers and self-employed contributions do not depend on the size of the agricultural operation and not on sales or profit for the self-employed.

Line

• Lech Milewicz, September 1991 - August 1, 1995
• Anna Bankowska, August 1st 1995 - January 1998
• Stanislaw Alot January 1998 - October 8, 1999
• Lesław Gajek, October 8, 1999 - May 18, 2001
• Aleksandra Wiktorow, May 18, 2001 - June 1, 2007
• Paweł Wypych, June 1, 2007 - November 26, 2007
• Sylwester Rypiński, November 26, 2007 - September 8, 2009
• Officiating Elżbieta Łopacińska, September 9, 2009 - October 2, 2009
• Zbigniew Derdziuk, since October 2, 2009

Financial

2013 has ZUS in their Social Security Fund Fundusz Insurance Institution ( FUS ) 171 billion zloty, which corresponds to about half of the national budget. The ZUS maintains the Fund for Demographic Reserve ( Fundusz Rezerwy Demograficznej, FRD ), preventive invests the money for Demographic lows and in 2013 achieved a profit rate of 7.2 %. The maintenance of ZUS will cost about 4 billion zloty, or 2.2 % of their budget.

The collected contributions are not sufficient to fund the pension benefits. But the early pensions cost the state 20 billion zloty annually, which is why the government coalition of Civic Platform (PO) and Peasants' Party (PSL ) plans to cut some careers in the early retiree list and increase the average retirement age. Currently, the average retirement age is on average 57 years old, although women supposed to be working until age 60 and men up to age 65. Stressful for the ZUS - balance are also the estimated 1 million bill unemployment and abuse of sick leave.

The state promotes the ZUS annually with 38 billion PLN and the social insurance of farmers KRUS with about 15 billion PLN. According to calculations by the FOR foundation pension Polish farmers is funded by contributions from 8% and 92 % from the state treasury. Pensions of other professional groups are funded 70 % from contributions.

In the years 2007 and 2008, and then guided by the PiS from the PO government has reduced its contribution to the disability insurance from 13 to 6%. 1.5% paid by the employee, 4.5% employer. Now, however, missing in 2010 alone about 17 billion zloty in the box office of the Social Insurance Fund ( Fundusz Insurance Institution ) FUS. Even in the years of FUS is respectively 20 billion zloty have too little to pay the disability pensions. If you were to raise the contribution back to the previous level of 13%, there would be a surplus in the FUS- checkout of 28 billion zlotys. Thus, their expenditure can be covered, the contribution of at least 10.5% of the gross wage would have to rise.

Unions

In the ZUS act five unions that are listed with contacts on the ZUS website:

• Związek Zawodowy Pracowników ZUS (Union of ZUS - employees)
• NSZZ " Solidarność " w ZUS
• NSZZ "Solidarity '80 " w ZUS
• Ogólnopolski Zakładowy Związek Zawodowy Pracowników základů Insurance Institution ' ZUS Kadra "
• Krajowy Związek Zawodowy Inspektorów Kontroli ZUS (Union of Inspector in the ZUS)