Robert Kiyosaki
Robert Toru Kiyosaki ( born April 8, 1947 in Hilo, Hawaii) is an American businessman and author of self -help books.
He is best known for the book series Rich Dad, Poor Dad and the associated materials. Previously, he wrote 18 books, of which a total of more than 26 million units have been sold. His writing career began with own publications before Warner Books took over his books under the name of Rich Dad Press. Three of his books, Rich Dad, Poor Dad, Rich Dad 's CASHFLOW Quadrant, and Rich Dad 's Guide to Investing were simultaneously in the top 10 bestseller lists of the Wall Street Journal, USA Today and the New York Times. His book Rich Kid, Smart Kid, published in 2001, supports parents to explain financial relationships their children. In addition, he developed three board games and computer games for adults and children, as well as a series of audio books and a monthly newsletter.
Curriculum vitae
In the fourth generation of an American family of Japanese descent born and raised in Hawaii, Robert Kiyosaki is a graduate of the U.S. Merchant Marine Academy in New York and served the U.S. Marine Corps as a pilot. In 1974 he left the Marine Corps and joined a job in sales at Xerox Corporation at. First steps as an independent contractor with wallets made of nylon and velcro, designed for surfers, and with licensed heavy metal T-shirts failed. Then he started with the implementation of seminars under the title "Money & You ", based on the visions of Richard Buckminster Fuller. Core of the visions were personal responsibility and the way in win- win situations. After the departure of the company's founder led from 1985 Kiyosaki, the company with the remaining founding shareholders DC Cordova. They taught their seminar topics, especially in Australia and New Zealand, however, the company liquidated in 1994 after a wave of negative headlines. In the period 1996-1997 Kiyosaki Cash Flow Technologies founded, Inc., the company behind the brands rich dad cashflow 101 and
Teaching
Major parts of Kiyosaki's teachings focus on creating passive income through investments such as real estate or interests in companies. The goal is to be able to deny with passive income alone personal economic existence. In this context, he defines " assets " ( assets) as goods and values that generate income, and " liabilities " ( liabilities) as everything costs money, such as mortgage payments, taxes, rent, etc. Kiyosaki attaches great importance to financial " experience "; he is of the opinion that not be learned in school, but by experience of life ( survival) skills. In his opinion, a university education is aimed primarily at those who are looking for a permanent job or self want to work in a profession, which is a remnant of the " industrial age " is. Anyone who wants to achieve financial freedom, must, therefore, be a businessman or investor, someone who generates passive income.
Kiyosaki's best-known publication is Rich Dad, Poor Dad, the New York Times bestseller, which was followed by more than a dozen other books. Originally intrinsically laid before it became a best seller, it is primarily a self-help book that will help to change the perspective on money and assets to be the attitude to themselves as an employee, someone who is paid formed and conform to go to reconsider. His book underscores this with a variety of anecdotes about his " poor father ", Superintendent of the Hawaiian Interior Ministry, which only left him with debts, and a " rich father ". You may only conceived, the father of his best friend the richest man in Hawaii developed by its parts - invested in lower income einkommengenerierende systems - compared to the " poor father ". Based on these two " fathers " Kiyosaki illustrates that in his opinion the number of his compatriots in the rat ( Rat Race ) are trapped, live from salary to salary and use their time to be able to pay their bills.
Didactic games
For Kiyosaki are learning and money games such as Monopoly, very important to understand basic financial and wealth creation strategies. Therefore, he developed a number of board games to illustrate his teachings. Cash flow 101 is the first of Kiyosaki's games, which is sold on the German market. As a board game it wants to train the player in dealing with money and investments. The game has two main phases: In the rat ( Rat Race, so the game characters are small plastic rats of different color) the player tries to rebuild his passive income to the extent that it exceeds its expenditure; then the player may proceed to the second stage, "the fast track " the fast lane, where the winner is determined. Victorious is the one who deserves the first $ 50,000 in monthly cash flow or has bought his dream. At the start of this game, each player receives an identity, that is a professional image with the corresponding monthly income and expenses allocated. During the game, he must then keep a record of his identity and learns so what every month with his actual money can happen. Thus, each participant learns playful as he can create assets and unforeseen events which increase its money finish.