Triodos Bank
Triodos Bank N.V. is a Dutch bank with offices in Germany, Spain, Great Britain, Belgium, and a representative office in France. Triodos Bank finances with the deposits of their customers, projects and enterprises with social, environmental or cultural value. Founded in 1980, the Bank is now the largest sustainable bank in Europe.
Business
Triodos Bank N.V. is a stock corporation under Dutch law with its headquarters in Zeist, The Netherlands. It includes branches and representative offices in six European countries and the subsidiaries Triodos Investment Management and Private Banking. Together, the Triodos Group offers a wide range of services: banking services, fund management, project development, custody business, venture capital, corporate finance and private banking.
As of December 31, 2012, the business volume of the Triodos Bank Group was approximately 8.045 billion euros, they forgave about 24 082 (2012 ) Loans and supervised in Europe around 437,000 customers.
Triodos Bank was approved by the Financial Times and the International Finance Corporation (IFC ), an organization of the World Bank, winner of the award "Sustainable Bank of the Year 2009". She was chosen from among 165 institutions from 42 countries.
Foundation for the Administration of Triodos Bank Shares ( SAAT )
The Foundation for the administration of the shares of Triodos (Dutch: Stichting Administratiekantoor Aandelen Triodos Bank / SAAT ) manages the bank's shares, which are not traded on an exchange. This will ensure that the identity and objectives of the Bank are protected. Individuals and institutions wishing to participate in the capital of the Bank may acquire so-called Equity related rights. No owner of these stock -like, however, is entitled to hold more than 10 % of the shares and the voting is limited to 1,000 votes. Among the largest shareholders of Triodos Bank currently include Delta Loyd and Rabobank.
Philosophy
Triodos Bank is committed to a sustainable banking. The deposits of their customers, the Bank assigns exclusively to the real economy and institutions, observe only businesses, organizations and projects that contribute to environmental, social or cultural change. She sees herself as a provider of sustainable services, product innovator and opinion leaders. Thus, the Bank seeks to promote the sustainable development of society.
History
In 1968, decided four people - Adriaan Deking Dura (economist ), Dieter howler ( Professor of Tax Law ), Lex Bos (Management Consultant ) and Rudolf Mees ( banker ) - in the Netherlands, a model for sustainable management of money to develop. From this union came in 1971, Triodos Foundation ( SAAT ) and 1980 independent Triodos Bank NV Since then, the Bank has influenced and promoted sustainable development. As one of the first banks to invest in renewable energy. In 1990, she put on Triodos Investment Management for the first time on green fund. During the 1990s, microfinance fund for developing countries were introduced. Gradually, the Bank's fund portfolio extended to the areas of Fair Trade, SRI (Socially Responsible Investment), Real Estate and Culture. Currently, the bank provides, inter alia, Funds in the areas of renewable energy, SRI and microfinance. In the 1990s, the Triodos Bank extended with the opening of a Belgian and UK branch of their business. In 2004 in Spain the work on another branch and 2009, Triodos Bank also opened in Germany, Frankfurt am Main, their doors .. 2013 will also launch a new representative of Triodos Bank opens in France.
Triodos Bank Germany
Management
Director of establishment: Georg Schürmann
End of 2009 the German subsidiary of Triodos Bank NV Previously, the bank had with Triodos Finanz GmbH a representative credit intermediation in Germany. Triodos Bank Germany is a direct bank, ie it provides its products and services via the Internet and telephone banking ready. For residential customers, the bank offers a checking and a savings account and savings plans with different maturities. In addition, it has the credit card Green Card Plus MasterCard introduced - a credit card is to encourage sustainable consumption. The Green Card Plus MasterCard was awarded in June 2012 with the Innovation Award "Profit for Non-Profit Awards". Grants loans, the bank only to socially, environmentally and culturally oriented companies, organizations and projects. For business customers also business, call money and fixed deposit account offered. Furthermore Triodos Bank in Germany distributes the sustainable investment funds (so-called SRI funds ), subject to the strict exclusion criteria and high transparency.
The Global Alliance for Banking on Values
Triodos Bank, the Global Alliance for Banking on Values co-founded in March 2009. The Global Alliance for Banking on Values is a network of value-oriented banks that wants to help shape by financing a sustainable future for the environment and underserved people and sectors.
Triodos Bank is participating in the Institute for Social Banking, an educational institution for socially oriented banking and finance.
Technology
The German branch of Triodos Bank NV is the cooperative data center Fiducia IT AG in Karlsruhe connected and used as core banking system whose software agree.